Delta Law Group
By visiting our website you have taken an important first step to improve your financial future. Many of us are living paycheck to paycheck and falling further and further into debt. We are paying high mortgage payments on underwater homes and making payments on credit cards that will take years to pay off with the high interest rates charged by the greedy banks and credit card companies. Our mission at Delta Law...
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Discharge debt and taxes
With the collapse of the real estate market and loss of jobs many of us, at no fault of our own, are overwhelmed with debt. Given the high interest rates being charged by greedy banks and credit card companies it will take years to pay off these balances. We have all heard of the bail out for banks and the auto makers. While there is no bail out for families and small businesses, there are federal laws...
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Stop Foreclosure
If your home is in foreclosure and you need more time, filing a bankruptcy will stop the foreclosure process. When you file a bankruptcy, a federal court order to stop all creditor collections automatically comes into effect. A Chapter 7 bankruptcy will only stop the foreclosure for a limited period of time. Under Chapter 13, if your plan is approved, you can get between three to five years to make up...
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Reduce automobile loans
Chapter 13 bankruptcy allows you to lower the amount that you owe on many “secured” debts. Secured debts are those debts where you pledge as collateral things that you own, such as a car, truck, furniture, and business equipment. Chapter 13 of the Bankruptcy Code allows you to pay off these types of debts for less than what you owe. Instead of paying what you owe, you are allowed to pay...
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